KUALA LUMPUR · PENANG · JOHOR · KEDAH · PAHANG · PERAK · SABAH · SARAWAK 03 - 2333 0582 ● ENQUIRIES OPEN

The recovery is in the network.

A Malaysian firm with a wide range of network of resources and legal counsel specialized for commercial debts and dispute resolutions. We perform every legitimate action available — pre-litigation, statutory demand, settlement negotiation, judgment enforcement, winding-up, bankruptcy — on a success fee basis.

Mandate · 2025 · Verified
RM 18.4M
recovered across 1,247 commercial mandates over the last 12 months.
87%
Settlement rate, pre-litigation
5 days
Average time to first action
Kuala Lumpur
0% upfront fees From 10% on success Claims from RM 1,000 Action in 5 working days 100% Legal
I.
Credit management
Background checks, due diligence, third-party search and monitoring of Debtor's Aging.
  • Due Diligence
  • Documents Enhancement
  • Debtor's Aging Monitoring
II.
Debt recovery
Letters of demand, statutory demands, negotiation and structured settlement for unpaid invoices.
  • Pre-litigation
  • Statutory demand
  • Negotiated settlement
III.
Litigation
Civil suits, judgment orders, judgment enforcement and execution proceedings.
  • Writ of Summon, Statement of Claim
  • Garnishee
  • Writ of Seizure & Sale
  • Judgment Debtor Summon
IV.
Insolvency
Winding-up petitions, bankruptcy proceedings, scheme of arrangement and creditor representation.
  • Winding-up
  • Bankruptcy
  • Schemes & Proof of Debt
01
Day 0
Submit
Claim filed via secure form. Documents reviewed within hours.
02
Day 1
Scope
Strategy memo: pre-litigation route, fees, projected timeline.
03
Day 2–3
Due diligence
Background check, asset search, debtor solvency profile.
04
Day 4
Demand
Letter of demand or statutory demand issued.
05
Day 5+
Recover
Negotiated settlement, payment plan, or escalation to court.

Numbers, not narrative.

Combined team experience. Restated for FY2025.

RM 18.4M
Recovered, recent 12-months
1,247
Mandates closed, recent 12-months
87%
Pre-litigation settlement rate

Recently resolved.

A small selection. Names are redacted under client privilege; figures and timelines are exact.

ManufacturingMandate / 01
RM 4.8M
Recovered in 11 weeks

Long-overdue B2B receivables across 23 invoices, settled without trial under a structured 90-day payment plan.

"We were expecting for a lengthy trial, but they got a settlement before the hearing date"
LogisticsMandate / 02
RM 920K
Statutory demand → negotiation → settlement

Debtor restructured under threat of winding-up petition. Full recovery, including costs, in 6 weeks.

"Direct, procedural, immediate action. Exactly what we needed."
ConstructionMandate / 03
RM 1.3M
Judgment + enforcement

Default judgment obtained, garnishee proceedings against debtor's bankers. Full satisfaction within 4 months from case submission.

"CIRN & Co was able to trace 3 of the debtor's banks through their personal investigator."

Debt management & dispute resolution.

Guide

When can a director be made personally liable?

Lifting the corporate veil under s.540 Companies Act, fraudulent trading, and the practical triggers Malaysian courts have accepted in recent recovery actions.

8 min read →
Briefing

Bankruptcy threshold raised to RM 100K: what changes for creditors.

The Insolvency (Amendment) Act 2023 lifted the bankruptcy threshold from RM 50K. What that means for individual-debtor enforcement strategy.

4 min read →
Procedure

CIPAA 2012: how adjudication accelerates construction payment claims.

The Construction Industry Payment & Adjudication Act gives unpaid contractors a 45-day route to a binding decision. A walkthrough of the mechanism and its enforcement.

6 min read →
Enforcement

Garnishee orders: tracing and freezing the debtor's bank accounts.

Order 49 Rules of Court 2012 in practice — identifying the right banker, structuring the affidavit, and converting judgment into recovered cash.

7 min read →
Cross-border

Enforcing a Malaysian judgment in Singapore, Hong Kong & ASEAN.

REJA, REFA, and the Hague Convention 2005 — a practitioner's map of which routes work, where, and how long realistic enforcement takes.

9 min read →

Asked often.

Six of the questions we hear most. Anything else, write to us or give us a call to ensure full clarity before engagement with us.

What does it cost to engage CIRN & Co?01 +

Nothing upfront. No deposit, no retainer. We charge a contingency fee — as low as 10% — on amounts actually recovered. If we recover nothing, you owe nothing.

What is the smallest claim you'll take on?02 +

We accept commercial claims from RM 1,000. Yes, you heard that right. No other firms would even take up such small claims.

How fast does the process start?03 +

First action — letter of demand or statutory demand — is issued within five working days of mandate confirmation.

Can you recover without going to court?04 +

Most of the time, yes. 87% of our matters settle pre-litigation through structured negotiation, payment plans, or settlement agreements.

Do you handle cross-border debtors?05 +

Yes, all of Peninsular Malaysia, Sabah & Sarawak, also primarily within ASEAN, and via correspondent counsel beyond. We assess enforceability of any judgment in the debtor's jurisdiction before recommending action.

How do you handle tax treatment of irrecoverable debts?06 +

Where a debt is genuinely irrecoverable, we provide the supporting documentation needed to substantiate write-off claims under the Income Tax Act 1967.

Corporate Sales Consultant

Identify sales opportunities, qualify leads, and conduct presentations to improve customers’ overall collection and recovery efficiencies.

  • Diploma or degree in sales and business disciplines.
  • Minimum one year of sales related working experience.
  • Proficiency in English is required; Mandarin is an added advantage.
  • Able to strategize, plan and execute sales activities to hit targets.
Apply Now

Collection Specialist

Build relationships with customers and facilitate renewal sales. Develop renewal funnels and resolve customer requests to satisfaction.

  • Good at phone and verbal communication skills, able to persuade.
  • Minimum of 1 year relevant working experience.
  • Able to work independently and manage accounts assigned.
  • Committed in striving to achieve the renewal sales targets.
Apply Now

Send us the file.

A senior partner reads every submission. You'll receive a strategic proposal - confidential, free of charge, no obligation.

Direct
03 - 2333 0582
info@cirnco.com
Office
No. 95-1, Jalan 3/93,
Taman Miharja
55200 KL